Predicted Long-Term AFR January 2026
↑4.64 %
Up vs current — +9 bp
Current · December 2025
4.55%
Actual
4.63%
Prediction error
+1 bp
Daily rates Nov 15 — Dec 15
4.80% 4.75% 4.70% 4.65% 4.60% 4.55% 4.50% Nov 15 Dec 15 CURRENT 4.55% PREDICTED 4.64% 4.80% 4.70% 4.60% 4.50% Nov 15 Dec 15 CUR 4.55% PRED 4.64%
Daily rate
Running average → prediction
Possible final range
FRED data through December 15, 2025 · each day’s rate posts the next business day